Credit card -- Problem with a purchase shown on your statement -- Complaint #16118337

Complaint Overview

Complaint ID: 16118337

Company: Bank Of America, National Association

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Problem with a purchase shown on your statement

Sub-Issue: Card was charged for something you did not purchase with the card

State: New Jersey

ZIP Code: 085XX

Date Received: 2025-09-21T12:00:00-05:00

Date Sent to Company: 2025-09-21T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Dear Consumer Financial Protection Bureau, Please see the attached PDF for my formal complaint against Bank of America regarding their mishandling of a fraud claim, breach of their {$0.00} liability policy, and failure to conduct a full investigation. I respectfully request that the CFPB review this matter and take appropriate action to ensure my claim is resolved fairly and that Bank of America is held accountable. Sincerely, XXXX XXXX

Frequently Asked Questions

What is Complaint #16118337 about?

Complaint #16118337 was filed against Bank Of America, National Association regarding Credit card specifically about Problem with a purchase shown on your statement. It was received by the CFPB on 2025-09-21T12:00:00-05:00.

How did Bank Of America, National Association respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Bank Of America, National Association?

Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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