Mortgage -- Trouble during payment process -- Complaint #15617550

Complaint Overview

Complaint ID: 15617550

Company: Select Portfolio Servicing, INC.

Product: Mortgage

Sub-Product: Conventional home mortgage

Issue: Trouble during payment process

Sub-Issue: Escrow, taxes, or insurance

State: South Carolina

ZIP Code: 29715

Date Received: 2025-08-29T12:00:00-05:00

Date Sent to Company: 2025-09-04T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XXXX XXXX was my mortgage company where I paid {$5700.00} a month, they sold my account to SPS servicing on XX/XX/XXXX. I continued paying the same amount {$5700.00} until XX/XX/XXXX. Then I found out XXXX XXXX SC thought it was an investment my house, after charging me {$21000.00} in XXXX. XXXX XXXX SC refunded me {$16000.00}. For this reason, SPS sent this {$16000.00} to XXXX XXXX by mistake, and now they can not agree to resolve this problem, and at this moment I have been waiting for 5 months for the total monthly payment amount ; every time I look at the SPS website, {$9000.00} appears for the monthly payment ...!!

Frequently Asked Questions

What is Complaint #15617550 about?

Complaint #15617550 was filed against Select Portfolio Servicing, INC. regarding Mortgage specifically about Trouble during payment process. It was received by the CFPB on 2025-08-29T12:00:00-05:00.

How did Select Portfolio Servicing, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.

Can I see other complaints against Select Portfolio Servicing, INC.?

Yes, visit the Select Portfolio Servicing, INC. company profile at readthecomplaint.com/company/select-portfolio-servicing-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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