Credit card -- Advertising and marketing, including promotional offers -- Complaint #14961676

Complaint Overview

Complaint ID: 14961676

Company: Jpmorgan Chase & Co.

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Advertising and marketing, including promotional offers

Sub-Issue: Didn't receive advertised or promotional terms

State: California

ZIP Code: 94043

Date Received: 2025-07-29T12:00:00-05:00

Date Sent to Company: 2025-07-29T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I added chase credit card offer of 10 % cash back on XXXX, up to {$16.00}, offer expires XX/XX/XXXX. After adding that offer, I made purchase online on XX/XX/XXXX for {$100.00} and I'm expecting {$10.00} cash back. Chase refuses to give me cash back because they say that my transaction was not posted until XXXX. I checked the terms and it says " payment must be made on or before offer expiration date '' and there's no requirement for the post date. Hence I think I should be qualified for the cash back.

Frequently Asked Questions

What is Complaint #14961676 about?

Complaint #14961676 was filed against Jpmorgan Chase & Co. regarding Credit card specifically about Advertising and marketing, including promotional offers. It was received by the CFPB on 2025-07-29T12:00:00-05:00.

How did Jpmorgan Chase & Co. respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Jpmorgan Chase & Co.?

Yes, visit the Jpmorgan Chase & Co. company profile at readthecomplaint.com/company/jpmorgan-chase-co to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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