Student loan -- Struggling to repay your loan -- Complaint #14791745

Complaint Overview

Complaint ID: 14791745

Company: Mohela

Product: Student loan

Sub-Product: Federal student loan servicing

Issue: Struggling to repay your loan

Sub-Issue: Problem with your payment plan

State: Minnesota

ZIP Code: 55434

Date Received: 2025-07-21T12:00:00-05:00

Date Sent to Company: 2025-07-21T12:00:00-05:00

Company Response: Untimely response

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

My XXXX XXXX started with XXXX XXXX and were later Transferred to Mohela. In XXXX a loan in the amount of {$64000.00} was disbursed from XXXX XXXX. I have made payments totaling {$20000.00}. As of today, my loan now at {$79000.00}. They have applied a total of {$440.00} to the Principal Balance in 11 years. How am I ever going to pay off these Student Loans if they refuse to apply my payments to the principal XXXX? I don't know what to do anymore and this is very upsetting.

Frequently Asked Questions

What is Complaint #14791745 about?

Complaint #14791745 was filed against Mohela regarding Student loan specifically about Struggling to repay your loan. It was received by the CFPB on 2025-07-21T12:00:00-05:00.

How did Mohela respond to this complaint?

The company responded with: "Untimely response". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Student loan) and describe your issue in detail.

Can I see other complaints against Mohela?

Yes, visit the Mohela company profile at readthecomplaint.com/company/mohela to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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