Credit card -- Problem with a purchase shown on your statement -- Complaint #14362129
Complaint Overview
Complaint ID: 14362129
Company: Citibank, N.A.
Product: Credit card
Sub-Product: General-purpose credit card or charge card
Issue: Problem with a purchase shown on your statement
Sub-Issue: Credit card company isn't resolving a dispute about a purchase on your statement
State: Tennessee
ZIP Code: 37379
Date Received: 2025-06-29T12:00:00-05:00
Date Sent to Company: 2025-06-29T12:00:00-05:00
Company Response: Closed with monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
My wife and I visited the XXXX XXXX XXXX on XX/XX/25 to kill some time prior to our flight home that evening. We arrived at the XXXX XXXX a little after XXXXXXXX XXXX and purchased 2 tickets for a XXXX XXXX XXXX XXXX XXXX entry time. The total for the 2 tickets was {$94.00} and we were given an entry time of XXXX XXXX after the tickets were paid for. While waiting on our entry time, we noticed the line to access the elevator to go up to the observation level had grown significantly and was actually outside of the building. We started to get concerned with the time we had left and asked a staff member how long it was currently taking from your entry time to getting to the elevator and was quoted with an estimate of at least an hour. We knew at that point that we were not going to to have enough time to wait for the elevator and experience the attraction and be at the airport in time for our flight home. We visited the XXXX XXXX and spoke to a very friendly staff member who advised that they couldn't sell us an earlier entry time ; however, they could offer a full refund given the long wait time and our circumstance. We graciously accepted the refund and the staff member scanned our tickets, asked for the credit card we used for the transaction, and provided us with a receipt showing the ticket transaction was voided and a refund was issued ( this has been attached below ). The staff member indicated it could take up to 3 business days for the refund to show on my credit card account. Upon paying my credit card bill this month, I noticed that the credit was never applied to my account, so I submitted a dispute for the transaction to Citi. I gave them a copy of the receipt that was given to us by the XXXX XXXX. A few days later, they asked for additional information for the dispute. I completed their form and provided a detailed explanation as to what happened and why a refund was offered. Given the XXXX XXXX only provided the receipt to us, I again submitted this and highlighted the portion of the receipt that clearly noted the transaction was voided and refunded. A few days later, Citi denied my dispute noting sufficient evidence was not provided to support it and indicated I should contact the merchant for further assistance. I emailed the XXXX XXXX XXXX XXXX XXXX XXXX on XX/XX/25 and received an automated response indicating they would review and respond to my inquiry within a day. At this time, I have not heard back from that. Additionally, I have called the XXXX XXXX XXXX number provided on the website at least 5 times now and there is no option to speak directly to someone there, just an option to leave a message. The recording also ironically states the quickest way to contact them and receive a response is by sending an email. There have been reports of similar issues with refunds posted on review sites such as XXXX and XXXX XXXXXXXX, so it is clear that my situation is not an isolated incident and the XXXX XXXX has an issue with customer service and keeping its word.
Frequently Asked Questions
What is Complaint #14362129 about?
Complaint #14362129 was filed against Citibank, N.A. regarding Credit card specifically about Problem with a purchase shown on your statement. It was received by the CFPB on 2025-06-29T12:00:00-05:00.
How did Citibank, N.A. respond to this complaint?
The company responded with: "Closed with monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against Citibank, N.A.?
Yes, visit the Citibank, N.A. company profile at readthecomplaint.com/company/citibank-n-a to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.