Debt collection -- Attempts to collect debt not owed -- Complaint #14231319
Complaint Overview
Complaint ID: 14231319
Company: Collection Bureau Of The Hudson Valley, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Pennsylvania
ZIP Code: XXXXX
Date Received: 2025-06-21T12:00:00-05:00
Date Sent to Company: 2025-06-21T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I submitted a written debt validation request to Collection Bureau of Hudson Valley ( CBHV ). In response, they provided only a vague statement saying the debt was tied to an address they claim matches mine. However, this is not sufficient validation under the Fair Debt Collection Practices Act ( FDCPA ), specifically 15 USC 1692g ( b ). CBHV did not provide : A signed agreement showing I agreed to the debt ; An itemized breakdown of charges ; Proof of ownership or right to collect the debt. Despite this, they continue to report the account to the credit bureaus, which is causing harm to my credit. If they can not validate the debt with proper documentation, they must cease collection and remove it from my credit report.
Frequently Asked Questions
What is Complaint #14231319 about?
Complaint #14231319 was filed against Collection Bureau Of The Hudson Valley, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-06-21T12:00:00-05:00.
How did Collection Bureau Of The Hudson Valley, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Collection Bureau Of The Hudson Valley, INC.?
Yes, visit the Collection Bureau Of The Hudson Valley, INC. company profile at readthecomplaint.com/company/collection-bureau-of-the-hudson-valley-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.