Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #14089908
Complaint Overview
Complaint ID: 14089908
Company: Credible Labs INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Texas
ZIP Code: 79938
Date Received: 2025-06-15T12:00:00-05:00
Date Sent to Company: 2025-06-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
Credible is reporting that i have missed payments from an account with lendly cc bank and claims that information was provided by XXXX XXXX when in fact Credible is another platform used to damage consumer credit reports and scores on credible site they provide open accounts and statuses of the accounts and other tools for consumers use. They're claiming missed or have ate payments yet can not populate the information on the accut account to show how they gotten information and how it lowered my score instantly yet XXXX XXXX has not informed me of this i logged into my account with XXXX and it shows that I was denied in XXXX for a loan thats all aware of so as the pictures attached to this complaint show credible is posting negative information without providing the source or exactly when XXXX late and it is intentionally done to harm my credit and financial health if this was not intentional and somehow XXXX XXXX didn't furnish the late payment information to transfer union and credible not being able to generate the payment or anything else besides claiming ts ate and its not on my reports how's it possible for credible system to create a missed or late payment harming y score for an account i don't have at XXXX bank as profit I provided credible websites claim its a late missed payment and the sites inability to genarate any other information about it but it's still reporting and harming y financial health all my debts on accounts open are paid and on time XXXX XXXX didn't report it late or show an open account so credible s platform is being used to cause financial harm and false information on my consumer credit reports as the account is lendly cc bank even though they shw such missed or late payment the fault is im going to say credible is aware of the problem with their platform and allows it to be used as a tool to harm consumer credit reports by less honest companies and XXXX bank is either intentionally harming my report or allowing someone to harm my credit report by giving them access to and allowing t to continue to happen this is another platform being used to harm consumer credit reports and the 3rd one ive given detailed information and proof that the continueed assault on my financial health and credit scores than they have over the last XXXX yrs this unending repeated manipulation of sites to harm consumer credit reports targeting individuals and destroying their financial health is going to continue because credible will not be held accountable financially for the damages and fcra violations abd and XXXX bank will deny reporting the imaginary information and not be held liable for the financial loss and credit loss inceasased rates and whoever they let manipulate the system in order to harm my financial health will not be held financially liable for hundreds of hours ver years spent trying to identify how the platform is being manipulated to cause arm providing proof abd and details on all if the reporting agency the platforms used by consumers thinking they are there to help XXXX XXXX used to harm them and they're unable to identify the manipulation used agist them what is the cfpb doing to enforce the fcra laws and its financial terrorism being done by and facilitated by credible XXXX XXXX because they employ the company continuously attacking my financial health and how much more proof is needed provided proof of experians site being manipulated and the cfpb site being manipulated by the same company now credible is being used by ccbak or an employee with access ad and wants to harm directly hundreds of hours to identify the problems on the sites document and report with proof who is responsible for the financial losses and harm caused credible is XXXXXXXX XXXX is and thats the proof I provide credible is providing a platform to harm consumer credit reports and cc banks account or systen is being used to do so XXXX XXXX is also responsible view accompanied photos it's documented
Frequently Asked Questions
What is Complaint #14089908 about?
Complaint #14089908 was filed against Credible Labs INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-15T12:00:00-05:00.
How did Credible Labs INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Credible Labs INC.?
Yes, visit the Credible Labs INC. company profile at readthecomplaint.com/company/credible-labs-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.