Credible Labs INC. -- Consumer Complaint Report & Risk Analysis
Issues with Payday and Title Loans and Credit Reporting
Complaint Summary
Credible Labs INC. has received 14 consumer complaints filed with the CFPB across 5 products. The most common issues reported are improper use of your report, getting the loan, incorrect information on your report. Complaints span 9 states, with Texas and Pennsylvania leading in complaint volume.
Company Overview
Company: Credible Labs INC.
Total CFPB Complaints: 14
AI Risk Score: 65/100
Most Recent Complaint: 2021-09-04T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
Credible Labs Inc. has 14 consumer complaints on file with the CFPB. Improper use of your report Getting the loan
Response Quality Assessment
fair
Top Consumer Issues
Improper use of credit report -- Severity: medium
Red Flags
- Potential for identity theft due to improper use of credit report
Green Flags
- Company has a history of timely responses to complaints
Consumer Tips & Advice
Be cautious about sharing personal information with the company.
Complaint Trend Analysis
There is a trend of increasing complaints about improper use of credit reports.
Regulatory History
The company has a history of resolving complaints within a reasonable timeframe.
Industry Context
The company operates in a highly regulated industry with strict credit reporting laws.
Frequently Asked Questions About Credible Labs INC.
How many CFPB complaints does Credible Labs Inc. have?
Credible Labs Inc. has 14 complaints on file with the CFPB. The most recent complaint was filed on September 4, 2021.
What is Credible Labs Inc.'s complaint response rate?
Response rate data is not yet available for Credible Labs Inc..
Does Credible Labs Inc. respond to complaints on time?
Timely response data is not yet available for Credible Labs Inc..
Is Credible Labs Inc. safe to do business with?
Issues with Payday and Title Loans and Credit Reporting Credible Labs Inc. has 14 CFPB complaints. Risk score: 65/100.
What red flags exist for Credible Labs Inc.?
Potential red flags for Credible Labs Inc.: Potential for identity theft due to improper use of credit report. These are based on analysis of CFPB complaint patterns.
What are Credible Labs Inc.'s strengths?
Positive indicators for Credible Labs Inc.: Company has a history of timely responses to complaints.
What tips should consumers know about Credible Labs Inc.?
Be cautious about sharing personal information with the company.
Are complaints against Credible Labs Inc. increasing or decreasing?
There is a trend of increasing complaints about improper use of credit reports. Credible Labs Inc. currently has 14 total complaints.
Has Credible Labs Inc. faced regulatory action?
The company has a history of resolving complaints within a reasonable timeframe.
How does Credible Labs Inc. compare to industry peers?
The company operates in a highly regulated industry with strict credit reporting laws.
What measures does Credible Labs Inc. have in place to prevent improper use of credit reports?
Credible Labs Inc. should have strict protocols and training programs to ensure that credit reports are used only for the purposes they were intended.
Recent Complaints Against Credible Labs INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #14089908 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2025-06-15T12:00:00-05:00 | Texas | |
| #8767115 | Credit reporting or other personal consumer reports | Improper use of your report | 2024-04-13T12:00:00-05:00 | Texas | |
| #6618784 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2023-02-26T12:00:00-05:00 | New York | |
| #6543727 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2023-02-07T12:00:00-05:00 | Pennsylvania | |
| #6172427 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-11-04T12:00:00-05:00 | Virginia | |
| #6154456 | Payday loan, title loan, or personal loan | Getting a line of credit | 2022-11-01T12:00:00-05:00 | New Jersey | |
| #5875833 | Payday loan, title loan, or personal loan | Getting the loan | 2022-08-13T12:00:00-05:00 | Virginia | |
| #5690359 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2022-06-20T12:00:00-05:00 | North Carolina | |
| #5552552 | Payday loan, title loan, or personal loan | Getting the loan | 2022-05-11T12:00:00-05:00 | New Jersey | |
| #4857988 | Payday loan, title loan, or personal loan | Getting the loan | 2021-10-29T12:00:00-05:00 | District of Columbia | |
| #4691085 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | 2021-09-04T12:00:00-05:00 | Arizona | |
| #4619785 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | 2021-08-10T12:00:00-05:00 | North Carolina | |
| #4402302 | Payday loan, title loan, or personal loan | Getting the loan | 2021-05-24T12:00:00-05:00 | Delaware | |
| #4342223 | Student loan | Getting a loan | 2021-04-30T12:00:00-05:00 | Pennsylvania |
Credible Labs INC. Complaints by State
- Credible Labs INC. Complaints in Texas -- 2 complaints
- Credible Labs INC. Complaints in Pennsylvania -- 2 complaints
- Credible Labs INC. Complaints in Virginia -- 2 complaints
- Credible Labs INC. Complaints in New Jersey -- 2 complaints
- Credible Labs INC. Complaints in North Carolina -- 2 complaints
- Credible Labs INC. Complaints in New York -- 1 complaints
- Credible Labs INC. Complaints in District of Columbia -- 1 complaints
- Credible Labs INC. Complaints in Arizona -- 1 complaints
- Credible Labs INC. Complaints in Delaware -- 1 complaints
Credible Labs INC. Complaints by Product
- Credible Labs INC. Payday loan, title loan, or personal loan Complaints -- 5 complaints | All Payday loan, title loan, or personal loan Complaints
- Credible Labs INC. Credit reporting, credit repair services, or other personal consumer reports Complaints -- 4 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- Credible Labs INC. Credit reporting or other personal consumer reports Complaints -- 2 complaints | All Credit reporting or other personal consumer reports Complaints
- Credible Labs INC. Mortgage Complaints -- 2 complaints | All Mortgage Complaints
- Credible Labs INC. Student loan Complaints -- 1 complaints | All Student loan Complaints
Credible Labs INC. Complaints by Issue
- Credible Labs INC. -- Improper use of your report -- 4 complaints | All Improper use of your report Complaints
- Credible Labs INC. -- Getting the loan -- 4 complaints | All Getting the loan Complaints
- Credible Labs INC. -- Incorrect information on your report -- 2 complaints | All Incorrect information on your report Complaints
- Credible Labs INC. -- Applying for a mortgage or refinancing an existing mortgage -- 2 complaints | All Applying for a mortgage or refinancing an existing mortgage Complaints
- Credible Labs INC. -- Getting a line of credit -- 1 complaints | All Getting a line of credit Complaints
- Credible Labs INC. -- Getting a loan -- 1 complaints | All Getting a loan Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Credible Labs INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.