Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13946654
Complaint Overview
Complaint ID: 13946654
Company: Goldman Sachs Bank USA
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Maryland
ZIP Code: 20747
Date Received: 2025-06-06T12:00:00-05:00
Date Sent to Company: 2025-06-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This credit card company calls me non stop and claiming the debt I owe them while they dont have my correct info I corrected them they used that against me added debt on my credit report without notifying me or anything I have provided supporting documentation showing the information is incorrect, but my dispute was either ignored, dismissed without proper investigation, or resolved inaccurately. I believe this is a violation of the Fair Credit Reporting Act ( FCRA ), which requires credit reporting agencies and furnishers to maintain accurate information and conduct reasonable investigations when consumers raise disputes. I am requesting that the CFPB investigate this matter and ensure that the inaccurate information is corrected or removed from my credit report.
Frequently Asked Questions
What is Complaint #13946654 about?
Complaint #13946654 was filed against Goldman Sachs Bank USA regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-06-06T12:00:00-05:00.
How did Goldman Sachs Bank USA respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Goldman Sachs Bank USA?
Yes, visit the Goldman Sachs Bank USA company profile at readthecomplaint.com/company/goldman-sachs-bank-usa to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.