Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13855931
Complaint Overview
Complaint ID: 13855931
Company: Consumer Portfolio Services, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Illinois
ZIP Code: 60644
Date Received: 2025-06-02T12:00:00-05:00
Date Sent to Company: 2025-06-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
" According to FCRA Section 605B it is illegal to report anything on my credit report without my permission. Please remove this negative Items. " According to Law 15 USC 1681 you're obligated to investigate the inaccuracy of these accounts. Please remove these inaccurate accounts. Also on my rental history please remove all collections 15 U.S. Code 1692c and code 15 U.S Code 1692g. On my rental history I ask please that all evictions be removed under codes 15 U.S. Code 1637 ( 2 ) 9a, 15 U.S. Code 1681 please. All charge off code 15 U.S. Code 1635 & 15 U.S. Code 1692a the all hard inquiries on all 3 credit reports was not inquired by me and ask that they be removed under Code 15 USC 1681N only hard inquires I have authorized is XXXX XXXX XXXX and XXXX XXXX XXXX Under Code 15 USC 1681b ( a ) 2 & 15 USC code 1671 E ( b ) Can I please have this inaccurate reporting removed. Asking all addresses be removed I have only should be showing address XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX, all other addresses asking for to be removed. Asking for consumer portfolios to be removed they have not sent me a purchase agreement or anything else to verify this account.
Frequently Asked Questions
What is Complaint #13855931 about?
Complaint #13855931 was filed against Consumer Portfolio Services, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-02T12:00:00-05:00.
How did Consumer Portfolio Services, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Consumer Portfolio Services, INC.?
Yes, visit the Consumer Portfolio Services, INC. company profile at readthecomplaint.com/company/consumer-portfolio-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.