Debt collection -- False statements or representation -- Complaint #13855769
Complaint Overview
Complaint ID: 13855769
Company: Continental Finance Company, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: New Jersey
ZIP Code: 07002
Date Received: 2025-06-02T12:00:00-05:00
Date Sent to Company: 2025-06-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern, I am writing in response to a communication I received regarding an alleged debt. I am requesting full verification of the debt as required by the Fair Debt Collection Practices Act, 15 USC 1692g. Please provide the following information : The total amount of the debt ; The name of the original creditor to whom the debt is owed ; A copy of the original signed agreement or contract showing that I agreed to pay this debt ; A complete accounting statement showing how the debt balance was calculated ; The name and address of the original creditor, if different from your institution ; Proof that you are legally authorized to collect this debt in the state of New Jersey. Please note that until I receive this information, I request that you cease all collection efforts, including reporting this debt to any credit bureaus, as continued collection efforts without verification may violate federal law. This letter is a request for information, not a refusal to pay. I am simply exercising my right to ensure the accuracy of this claim. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #13855769 about?
Complaint #13855769 was filed against Continental Finance Company, LLC regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-06-02T12:00:00-05:00.
How did Continental Finance Company, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Continental Finance Company, LLC?
Yes, visit the Continental Finance Company, LLC company profile at readthecomplaint.com/company/continental-finance-company-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.