Vehicle loan or lease -- Repossession -- Complaint #13855755
Complaint Overview
Complaint ID: 13855755
Company: World Omni Financial CORP.
Product: Vehicle loan or lease
Sub-Product: Loan
Issue: Repossession
Sub-Issue: Company explaining amount owed
State: Florida
ZIP Code: 329XX
Date Received: 2025-06-02T12:00:00-05:00
Date Sent to Company: 2025-07-17T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
My vehicle was repossessed in XX/XX/year>. However, my credit report shows a last payment date of XX/XX/year>, which is after the repossession occurred. This appears to be inaccurate and could be misrepresenting the timeline of events, which affects how this negative item is reported. I am requesting that the creditor verify the accuracy of this information and correct it if necessary under the Fair Credit Reporting Act ( FCRA ). Please investigate and provide documentation that supports the reported dates.
Frequently Asked Questions
What is Complaint #13855755 about?
Complaint #13855755 was filed against World Omni Financial CORP. regarding Vehicle loan or lease specifically about Repossession. It was received by the CFPB on 2025-06-02T12:00:00-05:00.
How did World Omni Financial CORP. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.
Can I see other complaints against World Omni Financial CORP.?
Yes, visit the World Omni Financial CORP. company profile at readthecomplaint.com/company/world-omni-financial-corp to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.