Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #13833948
Complaint Overview
Complaint ID: 13833948
Company: Portfolio Recovery Associates, LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Was not notified of investigation status or results
State: California
ZIP Code: 95341
Date Received: 2025-06-01T12:00:00-05:00
Date Sent to Company: 2025-06-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I want u help make a letter for debt validation and ownership. Copie of original contrac and signature from all partys. Any agreement sent must be with origal creidt and includ terms and agreements that create alleged debt including all addendum and riders. Please send proff of chain of ownership of alleged debt. Original owerner to current owner without any break in chain. Include a full accounting history from original creditor and date and amount of each payment leading to first delinquency. Proff u are allowed to collect debt in ca and including 3rd party debt collect bond.i want prof u sent me legal notice about debt before u reported it to colection agency I want copies of orinal notice sent out any letter tracking ur firm maintain ftc vs XXXX XXXX XXXX makes it clear that if debt parking without proper notice is violation of custermer rights
Frequently Asked Questions
What is Complaint #13833948 about?
Complaint #13833948 was filed against Portfolio Recovery Associates, LLC regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-06-01T12:00:00-05:00.
How did Portfolio Recovery Associates, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Portfolio Recovery Associates, LLC?
Yes, visit the Portfolio Recovery Associates, LLC company profile at readthecomplaint.com/company/portfolio-recovery-associates-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.