Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13816598
Complaint Overview
Complaint ID: 13816598
Company: Oliphant United, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Old information reappears or never goes away
State: Florida
ZIP Code: 32301
Date Received: 2025-05-30T12:00:00-05:00
Date Sent to Company: 2025-06-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
In XXXX, I was 90 days behind on paying my loan to XXXX XXXX due to financial hardship. The accounts was approximately XXXX and the other for XXXX was charged off in XXXX of XXXX. Since then, the accounts were transferred to Oliphant in XX/XX/XXXX, however, only appeared on the XXXX and XXXX credit report and not XXXX. That was until XX/XX/XXXX when XXXX reported that the account was opened in XX/XX/XXXX which it wasn't. After a through investigation the account was removed from XXXX account in XX/XX/XXXX but as of XX/XX/XXXX. I have been making payments to the account since XX/XX/XXXX however on the XXXX credit report it shows I haven't been making any payments to the collection.
Frequently Asked Questions
What is Complaint #13816598 about?
Complaint #13816598 was filed against Oliphant United, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-30T12:00:00-05:00.
How did Oliphant United, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Oliphant United, INC.?
Yes, visit the Oliphant United, INC. company profile at readthecomplaint.com/company/oliphant-united-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.