Debt collection -- Took or threatened to take negative or legal action -- Complaint #13816333
Complaint Overview
Complaint ID: 13816333
Company: Portfolio Recovery Associates, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Massachusetts
ZIP Code: 01851
Date Received: 2025-05-30T12:00:00-05:00
Date Sent to Company: 2025-05-30T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
After checking my credit report ( s ) with XXXX, XXXX, and XXXX I discovered that Portfolio Recovery Associates , LLC had reported the following inaccurate information : Acct # XXXX Alleged Amount Owed : {$1400.00} Acct # XXXX Alleged Amount Owed : {$3600.00} I sent Portfolio Recovery Associates , LLC via certified mail a Request for Debt Validation Pursuant to 15 U.S.C. 1692g ( b ). Attached is the letter I sent on XX/XX/year>
Frequently Asked Questions
What is Complaint #13816333 about?
Complaint #13816333 was filed against Portfolio Recovery Associates, LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-05-30T12:00:00-05:00.
How did Portfolio Recovery Associates, LLC respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Portfolio Recovery Associates, LLC?
Yes, visit the Portfolio Recovery Associates, LLC company profile at readthecomplaint.com/company/portfolio-recovery-associates-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.