Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13671953
Complaint Overview
Complaint ID: 13671953
Company: Bank Of America, National Association
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Texas
ZIP Code: 751XX
Date Received: 2025-05-22T12:00:00-05:00
Date Sent to Company: 2025-05-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally request the immediate removal of fraudulent items from my credit report as a victim of identity theft, in accordance with my rights under the Fair Credit Reporting Act ( FCRA ) Section 605B ( 15 U.S.C. 1681c-2 ). The following accounts were fraudulently opened in my name and must be permanently blocked and removed : BANK OF AMERICA Account # : XXXX Fraudulent Amount : {$100000.00} To substantiate my claim, I have attached the following documents as required under FCRA 605B : Government-Issued Drivers License Social Security Card Utility Bill ( Proof of Address ) FTC Identity Theft Report Federal law mandates that fraudulent information must be blocked from my credit file within four business days of receiving this notice and supporting documentation. As a victim of identity theft, I demand that no investigation or further validation of these fraudulent items take place. Please provide written confirmation once these items have been permanently removed from my credit file. Should there be any questions or additional documentation required, I can be reached at the contact information provided above. I appreciate your immediate attention to this matter. Sincerely, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #13671953 about?
Complaint #13671953 was filed against Bank Of America, National Association regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-22T12:00:00-05:00.
How did Bank Of America, National Association respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Bank Of America, National Association?
Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.