Debt collection -- Written notification about debt -- Complaint #13375235
Complaint Overview
Complaint ID: 13375235
Company: Security Credit Services, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: Missouri
ZIP Code: 63031
Date Received: 2025-05-06T12:00:00-05:00
Date Sent to Company: 2025-05-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I was contacted by Security Credit Services regarding an alleged debt. However, they failed to send me a written notice of the debt within five days of that initial communication, as required under FDCPA 15 USC 1692g ( a ) and Regulation F ( 12 CFR 1006.34 ). I never received the required notice explaining the amount, creditor name, and my rights to dispute. They are now attempting to collect and/or report this debt without first fulfilling the legal requirement to provide proper written notice. I am requesting that the CFPB enforce compliance and require them to either validate the debt properly or cease all collection activity and credit reporting immediately.
Frequently Asked Questions
What is Complaint #13375235 about?
Complaint #13375235 was filed against Security Credit Services, LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2025-05-06T12:00:00-05:00.
How did Security Credit Services, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Security Credit Services, LLC?
Yes, visit the Security Credit Services, LLC company profile at readthecomplaint.com/company/security-credit-services-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.