Credit card -- Problem with a purchase shown on your statement -- Complaint #13313167

Complaint Overview

Complaint ID: 13313167

Company: United Services Automobile Association

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Problem with a purchase shown on your statement

Sub-Issue: Credit card company isn't resolving a dispute about a purchase on your statement

State: Texas

ZIP Code: 78238

Date Received: 2025-05-02T12:00:00-05:00

Date Sent to Company: 2025-05-02T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

It started on XX/XX/XXXX with an unauthorized charge of {$34.00} on my debit card from XXXX XXXX. Then on XX/XX/XXXX my bank alerted me as a large transaction of {$810.00} was being charged on my credit card from XXXX, which was also fraudulent. Then on XX/XX/XXXX there was another XXXX XXXX charge for {$260.00} that was charged on my credit card. Then on XX/XX/XXXX there was a {$310.00} charge on my debit card from XXXX. Every time this had occurred I had to call the bank and report it as fraud as they had to cancel my cards and send me a new one, as this process has repeated itself a few times as this has made it hard for me to pay my bills. Then on XX/XX/XXXX USAA charged my checking account for {$86.00}, stating that this was not fraudulent when it was which was from XXXX XXXX. Then on XX/XX/XXXX USAA charged my credit card {$260.00} from the charge done on XX/XX/XXXX, also stating that this was not fraudulent when it was, but cited no evidence. I also have disputed this charge with my bank. Both the {$86.00} on my debit card as well as the {$260.00} was never resolved through multiple times I have disputed these charges.

Frequently Asked Questions

What is Complaint #13313167 about?

Complaint #13313167 was filed against United Services Automobile Association regarding Credit card specifically about Problem with a purchase shown on your statement. It was received by the CFPB on 2025-05-02T12:00:00-05:00.

How did United Services Automobile Association respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against United Services Automobile Association?

Yes, visit the United Services Automobile Association company profile at readthecomplaint.com/company/united-services-automobile-association to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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