Debt collection -- False statements or representation -- Complaint #12790721
Complaint Overview
Complaint ID: 12790721
Company: Bank Of America, National Association
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Indicated you were committing crime by not paying debt
State: New York
ZIP Code: 11369
Date Received: 2025-04-01T12:00:00-05:00
Date Sent to Company: 2025-04-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XX/XX/year> To Whom It May Concern : I am a victim of identity theft. The fraudulent information listed below is showing on my credit file but is not mine. I am officially disputing the fraudulent information and request an immediate investigation. Please remove the fraudulent information immediately from my file. Accounts : XXXX BANK OF AMERICA XXXX XXXX XXXXBANK OF AMERICA XXXX XXXX XXXX BANK OF AMERICA # XXXX XXXXBANK OF AMERICA # XXXX
Frequently Asked Questions
What is Complaint #12790721 about?
Complaint #12790721 was filed against Bank Of America, National Association regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-04-01T12:00:00-05:00.
How did Bank Of America, National Association respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Bank Of America, National Association?
Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.