Debt collection -- Took or threatened to take negative or legal action -- Complaint #12588575
Complaint Overview
Complaint ID: 12588575
Company: Portfolio Recovery Associates, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened to sue you for very old debt
State: Florida
ZIP Code: 34219
Date Received: 2025-03-20T12:00:00-05:00
Date Sent to Company: 2025-03-20T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
Portfolio recovery associates , llc has filed motions in court about an old debt that was already dismissed by a judge years ago. This XXXX XXXX, bar number XXXX has lied and sent correspondence without communication on a matter over XXXX XXXX XXXX. The judge threw this out and she keeps trying to reopen stuff and sends threatening letters. My husband is on XXXX and i am his primary care provider. I only make XXXX a month. This money is used for insurance and medicine for my husband. My husband received XXXX. All of these things are public record and this so called attorney still threatens me with liens etc. please help me
Frequently Asked Questions
What is Complaint #12588575 about?
Complaint #12588575 was filed against Portfolio Recovery Associates, LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-03-20T12:00:00-05:00.
How did Portfolio Recovery Associates, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Portfolio Recovery Associates, LLC?
Yes, visit the Portfolio Recovery Associates, LLC company profile at readthecomplaint.com/company/portfolio-recovery-associates-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.