Debt collection -- Attempts to collect debt not owed -- Complaint #12500893
Complaint Overview
Complaint ID: 12500893
Company: Security Credit Services, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Illinois
ZIP Code: 60620
Date Received: 2025-03-15T12:00:00-05:00
Date Sent to Company: 2025-03-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I discovered that my personal information had been stolen from my mail and used to open several accounts without my authorization. After reviewing my credit report and noticing suspicious activity, I immediately began investigating the situation.I found that accounts were fraudulently opened with Security Credit ServicesXXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I have already contacted these companies to notify them of the fraud and have taken steps to dispute the accounts. I also reached out to the major credit bureaus-XXXX, XXXX, and XXXX-to place a fraud alert on my file and prevent further damage. As of now, I am still looking into additional potential fraudulent accounts that may have been opened using my information. This situation has been stressful, and I am working diligently to resolve it. I would appreciate any guidance or next steps that may help resolve this matter quickly. Thank you for your attention and assistance.
Frequently Asked Questions
What is Complaint #12500893 about?
Complaint #12500893 was filed against Security Credit Services, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-03-15T12:00:00-05:00.
How did Security Credit Services, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Security Credit Services, LLC?
Yes, visit the Security Credit Services, LLC company profile at readthecomplaint.com/company/security-credit-services-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.