Debt collection -- Took or threatened to take negative or legal action -- Complaint #12474888
Complaint Overview
Complaint ID: 12474888
Company: Bank Of America, National Association
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Collected or attempted to collect exempt funds
State: Colorado
ZIP Code: 80233
Date Received: 2025-03-13T12:00:00-05:00
Date Sent to Company: 2025-03-13T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Bank if America took my money ( {$3400.00} ) from my checking account on XX/XX/XXXX without my consent although I talked to them a day before the money was taken that Im gon na fix it after XXXX XXXX XX/XX/XXXX But they took my money from my checking account because my credit card and checking account are from the same company that is Bank of America I need to pay to IRS, my bills and many other recurring payments on or before XXXX XXXX but I couldnt, due to the BOA steeling process. I called them and explained my situation, they said they cant reverse the payment And now I dont know what to do? Please assist They stole my money and Im broke once again because of Bank of America Please assist
Frequently Asked Questions
What is Complaint #12474888 about?
Complaint #12474888 was filed against Bank Of America, National Association regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-03-13T12:00:00-05:00.
How did Bank Of America, National Association respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Bank Of America, National Association?
Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.