Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12321442

Complaint Overview

Complaint ID: 12321442

Company: U.S. Bancorp

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: Missouri

ZIP Code: 63304

Date Received: 2025-03-04T12:00:00-05:00

Date Sent to Company: 2025-03-04T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American, Servicemember

Consumer Narrative

I have filed over 10 disputes through XXXX and XXXX and XXXX trying to get USBANK to report my USBANK credit card with a XXXX balance .. they state they are reporting my account accurately but thats a lie! I paid off my USBANK credit card on XX/XX/year>. They show me with a balance back in XXXX which is true but they never update my account! Its been paid off since XX/XX/year>! Please help me .. this is hurting my credit score..

Frequently Asked Questions

What is Complaint #12321442 about?

Complaint #12321442 was filed against U.S. Bancorp regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-03-04T12:00:00-05:00.

How did U.S. Bancorp respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against U.S. Bancorp?

Yes, visit the U.S. Bancorp company profile at readthecomplaint.com/company/u-s-bancorp to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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