Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12285401
Complaint Overview
Complaint ID: 12285401
Company: Universal Acceptance Corporation (Ne)
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Washington
ZIP Code: 98446
Date Received: 2025-03-02T12:00:00-05:00
Date Sent to Company: 2025-03-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Frequently Asked Questions
What is Complaint #12285401 about?
Complaint #12285401 was filed against Universal Acceptance Corporation (Ne) regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-03-02T12:00:00-05:00.
How did Universal Acceptance Corporation (Ne) respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Universal Acceptance Corporation (Ne)?
Yes, visit the Universal Acceptance Corporation (Ne) company profile at readthecomplaint.com/company/universal-acceptance-corporation-ne to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.