Credit card -- Problem with a purchase shown on your statement -- Complaint #11898735

Complaint Overview

Complaint ID: 11898735

Company: Citibank, N.A.

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Problem with a purchase shown on your statement

Sub-Issue: Credit card company isn't resolving a dispute about a purchase on your statement

State: North Carolina

ZIP Code: 27540

Date Received: 2025-02-02T12:00:00-05:00

Date Sent to Company: 2025-02-02T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

XX/XX/25 Citi XXXX ( XXXX ) I recently received the attached letter from XXXX requesting documentation regarding my dispute be sent to XXXX XXXX, SD, see attached. Since all of the documentation already exists in their fictitious disputes department they can get it from them. Further, I WANT TO KNOW WHY XXXX REFUSED TO CONTACT THE MERCHANT AND PUT THE ENTIRE CHARGE BACK INTO MY ACCOUNT???? Tired of dealing with cc corruption eventually I CONTACTED THE MERCHANT MYSELF AND THEY IMMEDIATELY PUT THROUGH A {$160.00} CREDIT TO MY ACCOUNT, SEE ATTACHED. I have explained all of this in earlier detail correspondence, see attached, to the cfpb and XXXX but nothing gets done with the XXXX sending me more meaningless demands. ANSWER MY QUESTION ALREADY- I WANT TO KNOW WHY XXXX REFUSED TO CONTACT THE MERCHANT, I.E., INVESTIGATE AND PUT THE ENTIRE CHARGE BACK INTO MY ACCOUNT???? STOP RESPONDING WITH NONSENSE AND ANSWER MY QUESTION.

Frequently Asked Questions

What is Complaint #11898735 about?

Complaint #11898735 was filed against Citibank, N.A. regarding Credit card specifically about Problem with a purchase shown on your statement. It was received by the CFPB on 2025-02-02T12:00:00-05:00.

How did Citibank, N.A. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Citibank, N.A.?

Yes, visit the Citibank, N.A. company profile at readthecomplaint.com/company/citibank-n-a to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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