Credit card -- Closing your account -- Complaint #11822390

Complaint Overview

Complaint ID: 11822390

Company: U.S. Bancorp

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Closing your account

Sub-Issue: Company closed your account

State: California

ZIP Code: 95054

Date Received: 2025-01-28T12:00:00-05:00

Date Sent to Company: 2025-01-28T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

My US Bank XXXX XXXXXXXX XXXX XXXX was lost and a transaction was declined, then the bank closed my card. Then I made several calls and finally someone answered my call and saying my card was closed due to risk, and refused to provide any more information. I explained the situation and they hung up without listening. All my rewards points worthing about {$450.00} were gone. They are simply robbers.

Frequently Asked Questions

What is Complaint #11822390 about?

Complaint #11822390 was filed against U.S. Bancorp regarding Credit card specifically about Closing your account. It was received by the CFPB on 2025-01-28T12:00:00-05:00.

How did U.S. Bancorp respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against U.S. Bancorp?

Yes, visit the U.S. Bancorp company profile at readthecomplaint.com/company/u-s-bancorp to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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