Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #11758042

Complaint Overview

Complaint ID: 11758042

Company: T.S. Holdings

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: Colorado

ZIP Code: 80219

Date Received: 2025-01-25T12:00:00-05:00

Date Sent to Company: 2025-01-28T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I am filing a complaint against XXXX and XXXX for failing to properiy investigate my disputes regarding inaccuracies in my credit report. I have reviewed my credit reports from all three major credit reporting agencies, and I noticed several entries that I have no knowledge of. These entries are negatively affecting my credit score, but I have no information about these items or any related accounts.this is the amount ( Collection account. {$9400.00} ) I kindly request that the CFPB investigate this issue to determine the source of these discrepancies, and ensure that any incorrect information is promptly removed from my credit reports.

Frequently Asked Questions

What is Complaint #11758042 about?

Complaint #11758042 was filed against T.S. Holdings regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-01-25T12:00:00-05:00.

How did T.S. Holdings respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against T.S. Holdings?

Yes, visit the T.S. Holdings company profile at readthecomplaint.com/company/t-s-holdings to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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