Debt collection -- Written notification about debt -- Complaint #11509173
Complaint Overview
Complaint ID: 11509173
Company: Portfolio Recovery Associates, LLC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: California
ZIP Code: 92570
Date Received: 2025-01-13T12:00:00-05:00
Date Sent to Company: 2025-01-13T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Disputed with XXXX to remove false information. XXXX XXXX data breach exposed my information. then *Portfolio Recovery Associates*buys and XXXX of XXXX and put on my credit report. 1.XXXX XXXX 2. PORTFOLIO RECOVERY ASSOCIATES Then there's the matter of my information application to 2 credit cards. XXXX XXXX XXXX Hard pulls i did not apply for. Company has told me that im not in there system and they don't know why. Told to contact credit reporting company to have remove.
Frequently Asked Questions
What is Complaint #11509173 about?
Complaint #11509173 was filed against Portfolio Recovery Associates, LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2025-01-13T12:00:00-05:00.
How did Portfolio Recovery Associates, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Portfolio Recovery Associates, LLC?
Yes, visit the Portfolio Recovery Associates, LLC company profile at readthecomplaint.com/company/portfolio-recovery-associates-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.