Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #11425595

Complaint Overview

Complaint ID: 11425595

Company: Portfolio Recovery Associates, LLC

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a company's investigation into an existing problem

Sub-Issue: Was not notified of investigation status or results

State: Georgia

ZIP Code: 30349

Date Received: 2025-01-07T12:00:00-05:00

Date Sent to Company: 2025-01-07T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XX/XX/year> i mailed a letter requesting the assignment of contract including the chain of title, transfer agreement from the original creditor to Portfolio Recovery Services, and documentation showing each transfer if multiple agencies have owned this debt.

Frequently Asked Questions

What is Complaint #11425595 about?

Complaint #11425595 was filed against Portfolio Recovery Associates, LLC regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-01-07T12:00:00-05:00.

How did Portfolio Recovery Associates, LLC respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Portfolio Recovery Associates, LLC?

Yes, visit the Portfolio Recovery Associates, LLC company profile at readthecomplaint.com/company/portfolio-recovery-associates-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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