Debt collection -- Took or threatened to take negative or legal action -- Complaint #11377180
Complaint Overview
Complaint ID: 11377180
Company: Synchrony Financial
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Sued you without properly notifying you of lawsuit
State: Tennessee
ZIP Code: 38501
Date Received: 2025-01-03T12:00:00-05:00
Date Sent to Company: 2025-01-07T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
XXXX, debt proof, own no real estate, only income is social security. I did not receive any type of notification concerning credit card. I was not able to pay in 1921 due to sad situation and lost last of my money. I received a summons for court date for XX/XX/XXXX to appear in General Sessions court of XXXX XXXX. I am not able to pay this debt. By the time I pay rent, utilities, car insurance, secondary health care insurance, phone, WIFI, and food usually go with only few dollars for last two weeks of month. I do not have cable tv and furniture old. I completed a protected income that allows up to XXXX XXXX dollars protected property including my car and filed with clerk of court. I had major XXXX and XXXX which left me on a walker. I can still go to XXXX XXXX and shop for few groceries. Thank You
Frequently Asked Questions
What is Complaint #11377180 about?
Complaint #11377180 was filed against Synchrony Financial regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-01-03T12:00:00-05:00.
How did Synchrony Financial respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Synchrony Financial?
Yes, visit the Synchrony Financial company profile at readthecomplaint.com/company/synchrony-financial to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.