Credit card -- Trouble using your card -- Complaint #11076433

Complaint Overview

Complaint ID: 11076433

Company: Citibank, N.A.

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Trouble using your card

Sub-Issue: Credit card company won't increase or decrease your credit limit

State: Puerto Rico

ZIP Code: XXXXX

Date Received: 2024-12-08T12:00:00-05:00

Date Sent to Company: 2024-12-08T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

The credit card company made a revolving credit limit in XXXX cards and reduced my credit limit substantially. This action destroyed my credit score. XXXX card from XXXX to XXXX. XXXX card from XXXX to XXXX. XXXX card from XXXX, XXXX to XXXX. I have always paid on time. They didn't advise me, just send an email

Frequently Asked Questions

What is Complaint #11076433 about?

Complaint #11076433 was filed against Citibank, N.A. regarding Credit card specifically about Trouble using your card. It was received by the CFPB on 2024-12-08T12:00:00-05:00.

How did Citibank, N.A. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Citibank, N.A.?

Yes, visit the Citibank, N.A. company profile at readthecomplaint.com/company/citibank-n-a to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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