Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #11003596
Complaint Overview
Complaint ID: 11003596
Company: Bank Of America, National Association
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Florida
ZIP Code: 331XX
Date Received: 2024-12-02T12:00:00-05:00
Date Sent to Company: 2024-12-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XX/XX/year> Bank of America Attention : Customer Service or Dispute Department Bank of America XXXX XXXX XXXX XXXX. XXXXXXXX XXXX XXXXXXXX Subject : Request for Account Information Greetings, I am writing in reference to my Bank of America accounts currently on file with your company. XXXX. BANK OF AMERICA # XXXX XXXX. BANK OF AMERICA # XXXX Please note that I am not disputing the account at this time, but I am requesting the following specific information regarding each account : 1. Date of First Delinquency 2. Date of Last Payment 3. Date of Charge-Off I would appreciate your prompt attention to this request and look forward to receiving the requested information. Please feel free to contact me should you require any further details to fulfill this request. Thank you for your time and assistance. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #11003596 about?
Complaint #11003596 was filed against Bank Of America, National Association regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-12-02T12:00:00-05:00.
How did Bank Of America, National Association respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Bank Of America, National Association?
Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.