Debt collection -- False statements or representation -- Complaint #10988189
Complaint Overview
Complaint ID: 10988189
Company: T.S. Holdings
Product: Debt collection
Sub-Product: Rental debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Florida
ZIP Code: 34746
Date Received: 2024-12-01T12:00:00-05:00
Date Sent to Company: 2024-12-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally dispute a debt claim of {$3400.00} made by IQ Data International, a debt collection agency. I believe this debt is unjust and inaccurate, and I am seeking your assistance in resolving this matter. Details of the Complaint : Debt Collector Information : Debt Collector : IQ Data International Claimed Debt Amount : {$3400.00} Background and Discrepancy : The alleged debt is related to a rental property. However, I have never been late on rent nor left any damages to the property in question. In fact, I have documentation from the property manager, including a move-out statement, which confirms that I left the property in good condition and fulfilled all rental obligations. This statement clearly states that no damages were caused, and my account was in good standing upon my departure. Action Taken : Upon receiving notice from IQ Data International regarding this debt, I immediately requested validation and supporting documentation to confirm the legitimacy of the debt. Despite this request, I have not received any proof or clear explanation showing why I am being held responsible for this alleged debt. I have also attempted to resolve the issue directly with IQ Data International though, but have received no satisfactory response or evidence to justify their claim. Negative Impact : As a result of this unjust debt claim, my credit may have been negatively impacted, and it is causing unnecessary stress and confusion. This inaccurate debt claim is affecting my ability to apply for credit and make important financial decisions. Supporting Documentation : Move-Out Statement from the property manager, confirming that I left the property in good condition and did not cause any damages. Video of the dwelling during move-out.
Frequently Asked Questions
What is Complaint #10988189 about?
Complaint #10988189 was filed against T.S. Holdings regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2024-12-01T12:00:00-05:00.
How did T.S. Holdings respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against T.S. Holdings?
Yes, visit the T.S. Holdings company profile at readthecomplaint.com/company/t-s-holdings to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.