Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #10942975
Complaint Overview
Complaint ID: 10942975
Company: Bank Of America, National Association
Product: Credit reporting or other personal consumer reports
Sub-Product: Other personal consumer report
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: New York
ZIP Code: 11420
Date Received: 2024-11-26T12:00:00-05:00
Date Sent to Company: 2024-11-26T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I called to dispute a hard inquiry and doing so I gave the employee all of my information that employee took it upon himself to lead me into believing he was going to remove the inquiries and unfortunately he added another one the same day we spoke XX/XX/XXXX I have a hard inquiry from the Bank of America unfortunately, the employee did not remove anything, but instead added more hard inquiries hes violated my rights and something should be done, To fix this, and that employee also should be looked into..
Frequently Asked Questions
What is Complaint #10942975 about?
Complaint #10942975 was filed against Bank Of America, National Association regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-11-26T12:00:00-05:00.
How did Bank Of America, National Association respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Bank Of America, National Association?
Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.