Credit card -- Problem with a purchase shown on your statement -- Complaint #10931832

Complaint Overview

Complaint ID: 10931832

Company: Axos Financial, INC.

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Problem with a purchase shown on your statement

Sub-Issue: Card was charged for something you did not purchase with the card

ZIP Code: XXXXX

Date Received: 2024-11-25T12:00:00-05:00

Date Sent to Company: 2024-11-26T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Sir, I have complained about fraud happened on my XXXX bank credit card on XXXX XXXX, XXXX and after getting msg alert on my email and XXXX bank app, I logged compliant on your customer care number and immediately blocked my card on XXXX XXXX, XXXX. I have received an email from your bank that my case is resolved and closed. After that I called on customer care and they are telling the matter is not in my favour and I have to pay entire huge amount of XXXX to the bank. Sir, I have not given any otp or link shared, so why I have to pay as this amount is neither spent by me or purchaed any article for me. Kindly do the needful and waive off the unauthorised outstanding amount from my card. As per XXXX guidelines, It does not come under customers liability, even after if customer 's fault is there, he is responsible to XXXX only, so why to pay full amount. ( XXXX attached XXXX ) Please do the needful at the earliest as I am fully XXXX and fed up with this. In anticipation of positive response from your side. Regards XXXX XXXXXXXX XXXX XXXXXXXX

Frequently Asked Questions

What is Complaint #10931832 about?

Complaint #10931832 was filed against Axos Financial, INC. regarding Credit card specifically about Problem with a purchase shown on your statement. It was received by the CFPB on 2024-11-25T12:00:00-05:00.

How did Axos Financial, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Axos Financial, INC.?

Yes, visit the Axos Financial, INC. company profile at readthecomplaint.com/company/axos-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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