Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #10873908
Complaint Overview
Complaint ID: 10873908
Company: Bank Of America, National Association
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: California
ZIP Code: 92109
Date Received: 2024-11-18T12:00:00-05:00
Date Sent to Company: 2024-11-18T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
There are hard inquiries reporting on my credit file that I did not initiate or authorize. I believe there have been fraudulent attempts to open credit accounts in my name. As of XX/XX/XXXX, Bank of America is reporting to XXXX that there were XXXX hard inquiries made on XX/XX/XXXX and XX/XX/XXXX, and XXXX is reporting this inaccurate information even after I have informed them that this information is fraud. The hard inquiries from " Bank Of America '' on XX/XX/XXXX and XX/XX/XXXX were never authorized by me and are a result of identity theft. They are causing me severe harm and distress and they need to be removed immediately.
Frequently Asked Questions
What is Complaint #10873908 about?
Complaint #10873908 was filed against Bank Of America, National Association regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-11-18T12:00:00-05:00.
How did Bank Of America, National Association respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Bank Of America, National Association?
Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.