Credit card -- Problem with a purchase shown on your statement -- Complaint #10859658

Complaint Overview

Complaint ID: 10859658

Company: Citibank, N.A.

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Problem with a purchase shown on your statement

Sub-Issue: Credit card company isn't resolving a dispute about a purchase on your statement

State: Texas

ZIP Code: 77498

Date Received: 2024-11-17T12:00:00-05:00

Date Sent to Company: 2024-11-26T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

XXXX, XXXX, XXXX fraud charges on the credit card totalling {$380.00}. I inform XXXX I did not make these charges. I informed XXXX that I have NEVER had a {$380.00} bill with them since have the XXXX credit card. The most I have ever had charged on the account was {$51.00} which, I paid off before receiving a bill from them. I always paid the card off immediately for charges. This was my practice of paying the account off when I purchased the gasoline. This is my payment pattern through the years. Now someone got access to my credit card number and ran up the bill. I close the account because they still had access and were charging on the account. XXXX had been truly difficult to work with. I am XXXX old. I am being scammed. I asked XXXX for photos of me using the card. I have no new credit cards from XXXX. Nothing was sent to me in the mail.

Frequently Asked Questions

What is Complaint #10859658 about?

Complaint #10859658 was filed against Citibank, N.A. regarding Credit card specifically about Problem with a purchase shown on your statement. It was received by the CFPB on 2024-11-17T12:00:00-05:00.

How did Citibank, N.A. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Citibank, N.A.?

Yes, visit the Citibank, N.A. company profile at readthecomplaint.com/company/citibank-n-a to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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