Credit card -- Problem when making payments -- Complaint #10826096

Complaint Overview

Complaint ID: 10826096

Company: Synchrony Financial

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Problem when making payments

Sub-Issue: Problem during payment process

State: Florida

ZIP Code: 329XX

Date Received: 2024-11-16T12:00:00-05:00

Date Sent to Company: 2024-11-16T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/year> I scheduled a payment in full for the statement balance on my account. This was confirmed via email and is showing on their website as an on time payment. Today XX/XX/year> they are sending me collection emails. I am not responsible for their inability to properly account for on time payments and to debit my account by failing to act or properly maintain their website and records appropriately. I would like this documented and corrected.

Frequently Asked Questions

What is Complaint #10826096 about?

Complaint #10826096 was filed against Synchrony Financial regarding Credit card specifically about Problem when making payments. It was received by the CFPB on 2024-11-16T12:00:00-05:00.

How did Synchrony Financial respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Synchrony Financial?

Yes, visit the Synchrony Financial company profile at readthecomplaint.com/company/synchrony-financial to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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