Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #10825424
Complaint Overview
Complaint ID: 10825424
Company: World Acceptance Corporation
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Mississippi
ZIP Code: 39402
Date Received: 2024-11-16T12:00:00-05:00
Date Sent to Company: 2024-11-16T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX. XXXX XXXX XXXX : This account is reporting charged off. I have not received any XXXX Cancellation of XXXX form. The account is inaccurate and needs to be removed from my credit report. XXXX. XXXX XXXX : This account is reporting charged off. I have not received any XXXX Cancellation of XXXX form. This account is inaccurate and needs to be removed from credit report. XXXX. XXXX XXXX XXXX XXXX : This account is reporting charged off. I have not received any XXXX Cancellation of XXXX form. This account is inaccurate and needs to be removed from credit report. XXXX. XXXX XXXX : The agency brought this debt from the original debtor and has my information without my permission. Therefore, I am not responsible for this debt. I have not received any purchase agreement. XXXX. World Finance : The company has violated my rights- 15 USC 1681 Section XXXX and Section XXXX ( It states that a consumer reporting agency can not furnish an account without my written instructions. ) 15 USC 1668B ( A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose. XXXX. XXXX XXXX XXXX : The company has violated my rights- 15 USC 1681 Section XXXX and Section XXXX ( It states that a consumer reporting agency can not furnish an account without my written instructions. ) 15 USC 1668B ( A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose. XXXX XXXX XXXX XXXX The company has violated my rights- 15 USC 1681 Section XXXX and Section XXXX ( It states that a consumer reporting agency can not furnish an account without my written instructions. ) 15 USC 1668B ( A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose. XXXX. XXXX XXXXXXXX XXXX XXXXXXXX : The agency brought this debt from the original debtor and has my information without my permission. Therefore, I am not responsible for this debt. I have not received any purchase agreement. XXXX. XXXX XXXX XXXX XXXX : The company has violated my rights- 15 USC 1681 Section XXXX and Section XXXX ( It states that a consumer reporting agency can not furnish an account without my written instructions. ) 15 USC 1668B ( A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose. XXXX. XXXX XXXX : The company has violated my rights- 15 USC 1681 Section XXXX and Section XXXX ( It states that a consumer reporting agency can not furnish an account without my written instructions. ) 15 USC 1668B ( A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose. XXXX. XXXX XXXX XXXX : The company has violated my rights- 15 USC 1681 Section XXXX and Section XXXX ( It states that a consumer reporting agency can not furnish an account without my written instructions. ) 15 USC 1668B ( A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose. XXXX. XXXX XXXX XXXX : The company has violated my rights- 15 USC 1681 Section XXXX and Section XXXX ( It states that a consumer reporting agency can not furnish an account without my written instructions. ) 15 USC 1668B ( A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose. XXXX. XXXX XXXX : The company has violated my rights- 15 USC 1681 Section XXXX and Section XXXX ( It states that a consumer reporting agency can not furnish an account without my written instructions. ) 15 USC 1668B ( A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose. XXXX. XXXX XXXX XXXX : The agency brought this debt from the original debtor and has my information without my permission. Therefore, I am not responsible for this debt. I have not received any purchase agreement.
Frequently Asked Questions
What is Complaint #10825424 about?
Complaint #10825424 was filed against World Acceptance Corporation regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-11-16T12:00:00-05:00.
How did World Acceptance Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against World Acceptance Corporation?
Yes, visit the World Acceptance Corporation company profile at readthecomplaint.com/company/world-acceptance-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.