Credit card -- Getting a credit card -- Complaint #10738225

Complaint Overview

Complaint ID: 10738225

Company: Synchrony Financial

Product: Credit card

Sub-Product: Store credit card

Issue: Getting a credit card

Sub-Issue: Card opened without my consent or knowledge

State: New Mexico

ZIP Code: 87106

Date Received: 2024-11-08T12:00:00-05:00

Date Sent to Company: 2024-11-08T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Mattress firmXXXX XXXX synchrony bank. XXXX XXXX XXXX said he needed my SSN so he can do a soft pull on my credit to make sure I have good credit. I was never made aware that I was applying to a credit card and that the company under would be mattress firm. I called a phone number provided by XXXX credit report and found out that I have a credit card that I never authorized to open.

Frequently Asked Questions

What is Complaint #10738225 about?

Complaint #10738225 was filed against Synchrony Financial regarding Credit card specifically about Getting a credit card. It was received by the CFPB on 2024-11-08T12:00:00-05:00.

How did Synchrony Financial respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Synchrony Financial?

Yes, visit the Synchrony Financial company profile at readthecomplaint.com/company/synchrony-financial to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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