Credit card -- Fees or interest -- Complaint #10724955

Complaint Overview

Complaint ID: 10724955

Company: Citibank, N.A.

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Fees or interest

Sub-Issue: Problem with fees

State: Louisiana

ZIP Code: 703XX

Date Received: 2024-11-07T12:00:00-05:00

Date Sent to Company: 2024-11-07T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Incorrect and over charged from past due amounts and statements falsified past due amount and new amount due do not match up Phone harassment after explaining situation with trying to get eyes corrected XXXX and situation told would do hardship and stop interest, and I became overwhelmed by excessive fees charged and tacked on monthly. Also have lawsuit filed against me, but court company will not investigate errors on billing statements requested to get validated three times and never received proper notification of lawsuit through mail was also called multiple times daily after requesting for feasible payment instead of them adding hundreds of dollars in charges for late fees and stating I owe more than I actually shouldve been paying them was to the point I never missed a payment on anything until this happened and after I had my XXXX XXXX, it has severely caused financial and emotional distress

Frequently Asked Questions

What is Complaint #10724955 about?

Complaint #10724955 was filed against Citibank, N.A. regarding Credit card specifically about Fees or interest. It was received by the CFPB on 2024-11-07T12:00:00-05:00.

How did Citibank, N.A. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Citibank, N.A.?

Yes, visit the Citibank, N.A. company profile at readthecomplaint.com/company/citibank-n-a to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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