Debt collection -- Took or threatened to take negative or legal action -- Complaint #10649080
Complaint Overview
Complaint ID: 10649080
Company: T.S. Holdings
Product: Debt collection
Sub-Product: Rental debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Washington
ZIP Code: 98006
Date Received: 2024-10-31T12:00:00-05:00
Date Sent to Company: 2024-10-31T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/year>, I received an unexpected call from a debt collection agency ( IQ DATA ) demanding immediate payment of a final bill totaling {$910.00} from my former apartment in XXXX, California. Prior to this call, I had not been contacted in any way by this debt collectornot by letter, email, or any other form of communicationnor was I informed that this agency would be taking over the debt. The representative insisted that failure to pay immediately would result in a negative report on my credit, putting intense pressure on me to settle the bill on the spot. Under pressure and fearing potential damage to my credit, I paid the amount during the call.
Frequently Asked Questions
What is Complaint #10649080 about?
Complaint #10649080 was filed against T.S. Holdings regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2024-10-31T12:00:00-05:00.
How did T.S. Holdings respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against T.S. Holdings?
Yes, visit the T.S. Holdings company profile at readthecomplaint.com/company/t-s-holdings to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.