Debt collection -- Took or threatened to take negative or legal action -- Complaint #10513140
Complaint Overview
Complaint ID: 10513140
Company: Portfolio Recovery Associates, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-Issue: Sued you without properly notifying you of lawsuit
State: Georgia
ZIP Code: 310XX
Date Received: 2024-10-19T12:00:00-05:00
Date Sent to Company: 2024-10-19T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/XXXX I received documents for out of state garnishment from PORTFOLIO RECOVERY ASSOCIATES , LLC c/o XXXX XXXX XXXX XXXX XXXX. In these documents it states that the total amount due to the plaintiff is XXXX court cost XXXX for a total garnishment claim XXXX. On a different pages it states that XXXX is the balance due which consists of the sum of XXXX principal and XXXX other. I ten check my credit report and found no collections at that time. On XX/XX/XXXX I sent two ( 02 ) certified letter to XXXX XXXX XXXX XXXX XXXX to the address that were on the letters that I had received, asking for verification of the debt that is being said I owe at this time. On XX/XX/XXXX I received documents dated XX/XX/XXXX stating that a judgement was entered against me on XX/XX/XXXX and the amount now due is XXXX. At the current time I have not received the information that was requested to verify this debt
Frequently Asked Questions
What is Complaint #10513140 about?
Complaint #10513140 was filed against Portfolio Recovery Associates, LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2024-10-19T12:00:00-05:00.
How did Portfolio Recovery Associates, LLC respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Portfolio Recovery Associates, LLC?
Yes, visit the Portfolio Recovery Associates, LLC company profile at readthecomplaint.com/company/portfolio-recovery-associates-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.