Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #10494872
Complaint Overview
Complaint ID: 10494872
Company: Ava Finance, INC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: North Carolina
ZIP Code: XXXXX
Date Received: 2024-10-17T12:00:00-05:00
Date Sent to Company: 2024-10-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Remark code added to XXXX XXXXXXXX account Between XX/XX/year> and XX/XX/year>, the following remark was added to this account : Dispute resolved ; customer disagrees. Remarks are meant to make your report more clear. If you're not sure what this remark means or where it came from, you can contact your creditor or the credit bureau for more information. Remark code removed from XXXX XXXX account Between XX/XX/year> and XX/XX/year>, the following remark was removed from this account : Account information disputed by consumer, meets FCRA requirements. Remarks are meant to make your report more clear. If you're not sure why this remark was removed from your report or where it came from, you can contact your creditor or the credit bureau for more information. This dropped my score 65 pts i have not used this company in months and i left on good standing?
Frequently Asked Questions
What is Complaint #10494872 about?
Complaint #10494872 was filed against Ava Finance, INC regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-10-17T12:00:00-05:00.
How did Ava Finance, INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Ava Finance, INC?
Yes, visit the Ava Finance, INC company profile at readthecomplaint.com/company/ava-finance-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.