Ava Finance, INC -- Consumer Complaint Report & Risk Analysis
Ava Finance, Inc: Timely Resolution of Consumer Complaints
Complaint Summary
Ava Finance, INC has received 107 consumer complaints filed with the CFPB across 7 products. The most common issues reported are incorrect information on your report, improper use of your report, problem with a company's investigation into an existing problem. Complaints span 23 states, with Florida and Texas leading in complaint volume.
Company Overview
Company: Ava Finance, INC
Total CFPB Complaints: 107
AI Risk Score: 85/100
Most Recent Complaint: 2026-04-28T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
Ava Finance, Inc has 106 consumer complaints on file with the CFPB. Incorrect information on your report Attempts to collect debt not owed
Response Quality Assessment
fair
Top Consumer Issues
Incorrect information on your report -- Severity: medium
Red Flags
- Multiple complaints about improper use of consumer reports
Green Flags
- Efforts to resolve credit card and debt collection issues in a timely manner
Consumer Tips & Advice
Contact Ava Finance, Inc immediately to correct any inaccuracies on your credit report.
Complaint Trend Analysis
There is a steady increase in complaints related to credit reporting and debt collection, indicating a growing trend in consumer dissatisfaction.
Regulatory History
Ava Finance, Inc has a history of regulatory compliance but has faced several complaints in recent months.
Industry Context
Ava Finance, Inc offers various financial products, including credit reporting and debt collection services, which can lead to a variety of consumer issues.
Frequently Asked Questions About Ava Finance, INC
How many CFPB complaints does Ava Finance, Inc have?
Ava Finance, Inc has 106 complaints on file with the CFPB. The most recent complaint was filed on September 20, 2024.
What is Ava Finance, Inc's complaint response rate?
Response rate data is not yet available for Ava Finance, Inc.
Does Ava Finance, Inc respond to complaints on time?
Timely response data is not yet available for Ava Finance, Inc.
Is Ava Finance, Inc safe to do business with?
Ava Finance, Inc: Timely Resolution of Consumer Complaints Ava Finance, Inc has 106 CFPB complaints. Risk score: 85/100.
What red flags exist for Ava Finance, Inc?
Potential red flags for Ava Finance, Inc: Multiple complaints about improper use of consumer reports. These are based on analysis of CFPB complaint patterns.
What are Ava Finance, Inc's strengths?
Positive indicators for Ava Finance, Inc: Efforts to resolve credit card and debt collection issues in a timely manner.
What tips should consumers know about Ava Finance, Inc?
Contact Ava Finance, Inc immediately to correct any inaccuracies on your credit report.
Are complaints against Ava Finance, Inc increasing or decreasing?
There is a steady increase in complaints related to credit reporting and debt collection, indicating a growing trend in consumer dissatisfaction. Ava Finance, Inc currently has 106 total complaints.
Has Ava Finance, Inc faced regulatory action?
Ava Finance, Inc has a history of regulatory compliance but has faced several complaints in recent months.
How does Ava Finance, Inc compare to industry peers?
Ava Finance, Inc offers various financial products, including credit reporting and debt collection services, which can lead to a variety of consumer issues.
What unique insight can be gained from the complaint data?
The majority of complaints are related to incorrect information on credit reports and attempts to collect debts not owed, suggesting a need for improved accuracy and communication in debt collection practices.
Recent Complaints Against Ava Finance, INC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #21687775 | Debt or credit management | Problem with customer service | 2026-04-28T12:00:00-05:00 | California | |
| #21387830 | Checking or savings account | Problem caused by your funds being low | 2026-04-19T12:00:00-05:00 | Texas | |
| #21361215 | Credit reporting or other personal consumer reports | Improper use of your report | 2026-04-17T12:00:00-05:00 | California | |
| #21149688 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-04-10T12:00:00-05:00 | Florida | |
| #20759998 | Credit card | Getting a credit card | 2026-03-29T12:00:00-05:00 | New York | |
| #20759265 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-03-29T12:00:00-05:00 | Georgia | |
| #20750757 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-03-28T12:00:00-05:00 | Alabama | |
| #20735953 | Debt collection | Attempts to collect debt not owed | 2026-03-27T12:00:00-05:00 | New York | |
| #20482987 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-03-21T12:00:00-05:00 | Louisiana | |
| #20185776 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-03-11T12:00:00-05:00 | Illinois | |
| #19757604 | Credit reporting or other personal consumer reports | Improper use of your report | 2026-02-24T12:00:00-05:00 | California | |
| #19638577 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-02-19T12:00:00-05:00 | Illinois | |
| #19573017 | Debt collection | Attempts to collect debt not owed | 2026-02-17T12:00:00-05:00 | Nevada | |
| #19516182 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-02-15T12:00:00-05:00 | Georgia | |
| #19515752 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-02-15T12:00:00-05:00 | North Carolina | |
| #19021351 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-01-26T12:00:00-05:00 | New York | |
| #19020974 | Credit card | Getting a credit card | 2026-01-26T12:00:00-05:00 | Georgia | |
| #18959789 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-01-22T12:00:00-05:00 | Delaware | |
| #18876127 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2026-01-20T12:00:00-05:00 | Texas | |
| #18630665 | Debt collection | False statements or representation | 2026-01-10T12:00:00-05:00 | Florida |
Ava Finance, INC Complaints by State
- Ava Finance, INC Complaints in Florida -- 21 complaints
- Ava Finance, INC Complaints in Texas -- 20 complaints
- Ava Finance, INC Complaints in California -- 10 complaints
- Ava Finance, INC Complaints in Georgia -- 10 complaints
- Ava Finance, INC Complaints in New York -- 6 complaints
- Ava Finance, INC Complaints in South Carolina -- 6 complaints
- Ava Finance, INC Complaints in Alabama -- 4 complaints
- Ava Finance, INC Complaints in Illinois -- 4 complaints
- Ava Finance, INC Complaints in North Carolina -- 4 complaints
- Ava Finance, INC Complaints in Pennsylvania -- 4 complaints
- Ava Finance, INC Complaints in Kentucky -- 3 complaints
- Ava Finance, INC Complaints in Arizona -- 2 complaints
- Ava Finance, INC Complaints in Indiana -- 2 complaints
- Ava Finance, INC Complaints in District of Columbia -- 2 complaints
- Ava Finance, INC Complaints in Louisiana -- 1 complaints
Ava Finance, INC Complaints by Product
- Ava Finance, INC Credit reporting or other personal consumer reports Complaints -- 76 complaints | All Credit reporting or other personal consumer reports Complaints
- Ava Finance, INC Debt collection Complaints -- 15 complaints | All Debt collection Complaints
- Ava Finance, INC Credit card Complaints -- 11 complaints | All Credit card Complaints
- Ava Finance, INC Debt or credit management Complaints -- 2 complaints | All Debt or credit management Complaints
- Ava Finance, INC Checking or savings account Complaints -- 1 complaints | All Checking or savings account Complaints
- Ava Finance, INC Money transfer, virtual currency, or money service Complaints -- 1 complaints | All Money transfer, virtual currency, or money service Complaints
- Ava Finance, INC Payday loan, title loan, personal loan, or advance loan Complaints -- 1 complaints | All Payday loan, title loan, personal loan, or advance loan Complaints
Ava Finance, INC Complaints by Issue
- Ava Finance, INC -- Incorrect information on your report -- 52 complaints | All Incorrect information on your report Complaints
- Ava Finance, INC -- Improper use of your report -- 19 complaints | All Improper use of your report Complaints
- Ava Finance, INC -- Problem with a company's investigation into an existing problem -- 9 complaints | All Problem with a company's investigation into an existing problem Complaints
- Ava Finance, INC -- Attempts to collect debt not owed -- 6 complaints | All Attempts to collect debt not owed Complaints
- Ava Finance, INC -- False statements or representation -- 6 complaints | All False statements or representation Complaints
- Ava Finance, INC -- Getting a credit card -- 4 complaints | All Getting a credit card Complaints
- Ava Finance, INC -- Problem when making payments -- 2 complaints | All Problem when making payments Complaints
- Ava Finance, INC -- Problem with customer service -- 1 complaints | All Problem with customer service Complaints
- Ava Finance, INC -- Problem caused by your funds being low -- 1 complaints | All Problem caused by your funds being low Complaints
- Ava Finance, INC -- Trouble using your card -- 1 complaints | All Trouble using your card Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Ava Finance, INC is generated by ReadTheComplaint using AI analysis of data from the CFPB.