Debt collection -- Communication tactics -- Complaint #10430131

Complaint Overview

Complaint ID: 10430131

Company: Portfolio Recovery Associates, LLC

Product: Debt collection

Sub-Product: I do not know

Issue: Communication tactics

Sub-Issue: You told them to stop contacting you, but they keep trying

State: Indiana

ZIP Code: 46350

Date Received: 2024-10-11T12:00:00-05:00

Date Sent to Company: 2024-10-11T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

The company is portfolio recovery. They have been calling me non stop for years now. And they lately keep calling me from spoofed numbers which is illegal. If you try to call the numbers back it just connects you to a random person phone. I have asked them multiple multiple times on the phone and through chat on their website. They just block you so you can no longer chat with them but they think its ok to just keep calling you all day from spoofed numbers. The last two guys started using profanity and threatened me and called me horrible names. These people are lowlifes and I want them to stop calling me I do not even owe whatever they are trying to say. I told them to stop they will not some of the spoofed numbers lately are XXXX ( XXXX ) XXXX XXXX ( XXXX ) XXXX XXXX ( XXXX ) XXXX XXXX ( XXXX ) XXXX I could go through my phone and make a way longer list. I am prepared to pay for a lawyer yo sure these people this should be illegal I want them to stop calling me.

Frequently Asked Questions

What is Complaint #10430131 about?

Complaint #10430131 was filed against Portfolio Recovery Associates, LLC regarding Debt collection specifically about Communication tactics. It was received by the CFPB on 2024-10-11T12:00:00-05:00.

How did Portfolio Recovery Associates, LLC respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Portfolio Recovery Associates, LLC?

Yes, visit the Portfolio Recovery Associates, LLC company profile at readthecomplaint.com/company/portfolio-recovery-associates-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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