Credit card -- Problem when making payments -- Complaint #10430041

Complaint Overview

Complaint ID: 10430041

Company: Citibank, N.A.

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Problem when making payments

Sub-Issue: Problem during payment process

State: Florida

ZIP Code: 33181

Date Received: 2024-10-11T12:00:00-05:00

Date Sent to Company: 2024-10-11T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

I made a payoff amount for the entire balance on the credit card statement with Citi. The following month I received a statement showing that I owe {$1.00}. When I inquired and spoke to 3 different customer reps, I was advised that they can charge additional interest even if you payoff your entire balance on the account. This is FRAUD.

Frequently Asked Questions

What is Complaint #10430041 about?

Complaint #10430041 was filed against Citibank, N.A. regarding Credit card specifically about Problem when making payments. It was received by the CFPB on 2024-10-11T12:00:00-05:00.

How did Citibank, N.A. respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Citibank, N.A.?

Yes, visit the Citibank, N.A. company profile at readthecomplaint.com/company/citibank-n-a to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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