Debt collection -- Attempts to collect debt not owed -- Complaint #10174235
Complaint Overview
Complaint ID: 10174235
Company: Portfolio Recovery Associates, LLC
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Texas
ZIP Code: 762XX
Date Received: 2024-09-18T12:00:00-05:00
Date Sent to Company: 2024-09-18T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I tried disputing a debt on my Credit Report, that I have no knowledge of and asked them to remove it from my Credit Report. On XX/XX/XXXX. XXXX at XXXX XXXX, I received a phone call from that same Debit Collector. I informed the caller that our phone conversation was being recorded and I do have access to that recording. They were contacting me about the debt that I told them wasnt mine. I also asked them to send me Debt Validation regarding the debt. I gave them my address and told them they can send me those documents via email and no one has yet to contact me with that information. Their contact info is Portfolio Recovery Associates , LLC XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX
Frequently Asked Questions
What is Complaint #10174235 about?
Complaint #10174235 was filed against Portfolio Recovery Associates, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-09-18T12:00:00-05:00.
How did Portfolio Recovery Associates, LLC respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Portfolio Recovery Associates, LLC?
Yes, visit the Portfolio Recovery Associates, LLC company profile at readthecomplaint.com/company/portfolio-recovery-associates-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.