Credit card -- Getting a credit card -- Complaint #10048617

Complaint Overview

Complaint ID: 10048617

Company: Synchrony Financial

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Getting a credit card

Sub-Issue: Card opened without my consent or knowledge

State: Pennsylvania

ZIP Code: 17602

Date Received: 2024-09-05T12:00:00-05:00

Date Sent to Company: 2024-09-05T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

On XX/XX/scrub>XXXX I was given a certified mail for civil complaint about a credit card in XXXX that was opened and maxed out. I live in XXXX, PA and have been at the same address for over 20 years. I did not open any account in XXXX or any other states. I have never heard of Synchrony Bank. The amount charged on the card that was taken out was XXXX dollars. I never received a bank statement or notification of this account opening.

Frequently Asked Questions

What is Complaint #10048617 about?

Complaint #10048617 was filed against Synchrony Financial regarding Credit card specifically about Getting a credit card. It was received by the CFPB on 2024-09-05T12:00:00-05:00.

How did Synchrony Financial respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Synchrony Financial?

Yes, visit the Synchrony Financial company profile at readthecomplaint.com/company/synchrony-financial to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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