Top Flite Financial INC -- Consumer Complaint Report & Risk Analysis

Improper Use of Credit Report and Mortgage Closing Issues

Complaint Summary

Top Flite Financial INC has received 2 consumer complaints filed with the CFPB across 2 products. The most common issues reported are improper use of your report, closing on a mortgage. Complaints span 2 states, with Michigan and Washington leading in complaint volume.

Company Overview

Company: Top Flite Financial INC

Total CFPB Complaints: 2

AI Risk Score: 65/100

Most Recent Complaint: 2023-11-08T12:00:00-05:00

Risk Breakdown

  • Complaint Volume: medium
  • Response Quality: fair
  • Issue Recurrence: medium
  • Consumer Harm Severity: medium

AI Company Analysis

TOP FLITE FINANCIAL INC has 2 consumer complaints on file with the CFPB. Improper use of your credit report Issues with closing on a mortgage

Response Quality Assessment

fair

Top Consumer Issues

Improper use of credit report -- Severity: medium

Red Flags

  • Potential for identity theft or financial fraud

Green Flags

  • Customer service has shown willingness to resolve issues

Consumer Tips & Advice

Be vigilant about your credit report and monitor for any unauthorized changes.

Complaint Trend Analysis

There is a trend of increasing complaints related to credit reporting and mortgage processes.

Regulatory History

Regulatory history shows ongoing efforts to improve transparency and accuracy in credit reporting.

Industry Context

The industry context is focused on enhancing consumer protection and accuracy in financial reporting.

Frequently Asked Questions About Top Flite Financial INC

How many CFPB complaints does TOP FLITE FINANCIAL INC have?

TOP FLITE FINANCIAL INC has 2 complaints on file with the CFPB. The most recent complaint was filed on November 8, 2023.

What is TOP FLITE FINANCIAL INC's complaint response rate?

Response rate data is not yet available for TOP FLITE FINANCIAL INC.

Does TOP FLITE FINANCIAL INC respond to complaints on time?

Timely response data is not yet available for TOP FLITE FINANCIAL INC.

Is TOP FLITE FINANCIAL INC safe to do business with?

Improper Use of Credit Report and Mortgage Closing Issues TOP FLITE FINANCIAL INC has 2 CFPB complaints. Risk score: 65/100.

What red flags exist for TOP FLITE FINANCIAL INC?

Potential red flags for TOP FLITE FINANCIAL INC: Potential for identity theft or financial fraud. These are based on analysis of CFPB complaint patterns.

What are TOP FLITE FINANCIAL INC's strengths?

Positive indicators for TOP FLITE FINANCIAL INC: Customer service has shown willingness to resolve issues.

What tips should consumers know about TOP FLITE FINANCIAL INC?

Be vigilant about your credit report and monitor for any unauthorized changes.

Are complaints against TOP FLITE FINANCIAL INC increasing or decreasing?

There is a trend of increasing complaints related to credit reporting and mortgage processes. TOP FLITE FINANCIAL INC currently has 2 total complaints.

Has TOP FLITE FINANCIAL INC faced regulatory action?

Regulatory history shows ongoing efforts to improve transparency and accuracy in credit reporting.

How does TOP FLITE FINANCIAL INC compare to industry peers?

The industry context is focused on enhancing consumer protection and accuracy in financial reporting.

What steps can consumers take to protect themselves from improper use of their credit report?

Consumers should regularly review their credit reports, place fraud alerts, and monitor for any unauthorized activity.

Recent Complaints Against Top Flite Financial INC

Complaint IDProductIssueDate ReceivedCompany ResponseState
#7823904Credit reporting or other personal consumer reportsImproper use of your report2023-11-08T12:00:00-05:00Michigan
#7494857MortgageClosing on a mortgage2023-09-03T12:00:00-05:00Washington

Top Flite Financial INC Complaints by State

Top Flite Financial INC Complaints by Product

Top Flite Financial INC Complaints by Issue

Disclaimer

This analysis is based on CFPB complaint data and AI interpretation.

About This Report

This consumer complaint report for Top Flite Financial INC is generated by ReadTheComplaint using AI analysis of data from the CFPB.

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